The Homeownership Academy

Learn at your own pace

The Homeownership Academy supports you from your first questions about IGVhope through to preparing for ownership at Year 10. Start with the Launch Course whenever you are ready.

Is IGVhope Right for You?
A clear look at how IGVhope works, before you get started.
8 lessons Before and at the start of your journey
98%*
BC price growth per decade over 80 years
10×
net worth gap: owners vs renters under 35
* Historical figures aren't predictions of the future. Values can always go up and down.
Lesson 1
The problem nobody solved, until now
Lesson 2
Own when you are strongest, the idea HOPE is built on
Lesson 3
The agreed price, your known target in a moving market
Lessons 4–8
What you pay, the ten-year building period, your agreement, real costs, and how HOPE compares

Building Your Foundation

1
Available now
Strengthen Your Household Budget
Build a budget that carries you to Year 10. Your occupancy contributions are your primary housing cost during the building period, so managing them well is the foundation of everything that follows.
10 lessons Months 1 to 6, Years 1 to 3
  • 1
    Know your actual spending
  • 2
    The 50/30/20 framework
  • 3
    The housing-to-income ratio
  • 4
    Automate savings on payday
  • 5
    Attack subscriptions and silent leaks
Start Course 1
2
Available now
Build Your Credit Score
The score that matters most at Year 10. You do not need a perfect score, you need one that supports qualification, and HOPE gives you years of runway to build it.
5 lessons Months 2 to 9, Years 1 to 4
  • 1
    What a credit score actually is
  • 2
    The five factors and what they mean
  • 3
    The utilization ratio, your fastest win
  • 4
    Your 12-month improvement plan
  • 5
    Credit and your Year 10 mortgage application
Start Course 2
Available now
Steady Through the Middle Years
Keeping momentum when Year 10 still feels far away.
8 lessons Years 3 to 7
Start Course 3
Available now
Getting Mortgage Ready
Preparing for the home stretch.
6 lessons Years 8 to 9
Start Course 4
Available now
Completing Your Purchase at Year 10
From agreed price to your own front door.
5 lessons Year 10
Start Course 5