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Course 4 · Overview

Getting Mortgage Ready

Preparing for the home stretch.

7 lessons, about 22 to 25 minutes each  ·  Up to 1000 points  ·  Mortgage Ready badge

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Why this course matters

You are in the home stretch. Year 10 is close enough to prepare for in detail, and your preparation now is what makes completion feel like an arrival rather than a scramble. Everything in this course points to one outcome: walking into your mortgage application at Year 10 as the strongest possible borrower.

What you will be able to do

You understand exactly how mortgage qualification works, what lenders assess, how to stack government savings programs, what strata ownership means, and how to pre-qualify ahead of Year 10 completion.

1
The 5Cs lenders actually assess
✓
2
LVR, why your Year 10 position is stronger than any day-one buyer
✓
3
GDS and TDS in plain language
✓
4
The FHSA, your most powerful savings tool
✓
5
Stacking government programs at Year 10
✓
6
Pre-qualification, assembling your file
✓
7
What strata ownership means for your life
✓
Start Lesson 1