Course 2 · Overview

Build Your Credit Score

The score that matters most at Year 10.

5 lessons, about 14 to 15 minutes each  ·  Up to 750 points  ·  Credit Confident badge

Why this course matters

Your credit score is one of the key things a lender weighs in a mortgage decision. You do not need a perfect score. You need a score that supports qualification, and you need years of runway to build it. HOPE gives you that runway in a way conventional buyers never get. This course makes sure you use it well.

What you will be able to do

You understand what a credit score is, know your own score, have identified your weakest factor, and are following a realistic plan to strengthen it before Year 10.